How to Increase Credit Limit on SpiceJet Axis Bank Voyage Credit Card

Are you using SpiceJet Axis Bank Voyage Credit Card? Want to Increase the credit limit? Then this is the right place. In this post we are going to show you How to Increase Credit Limit on SpiceJet Axis Bank Voyage Credit Card.

Welcome to coinobear, In this post, we are going to show you How to Increase your Credit Limit on SpiceJet Axis Bank Voyage Credit Card . SpiceJet Axis Bank Voyage Credit Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. SpiceJet Axis Bank Voyage Credit Card is best fit for Travel | enthusiast. SpiceJet Axis Bank Voyage Credit Card comes with a joining fee of Rs. 750 plus applicable taxes..

 

SpiceJet Axis Bank Voyage Credit Card Details

Card Name SpiceJet Axis Bank Voyage Credit Card
Joining Fee Rs. 750
Reward Type Reward Points |
Fuel Surcharge 1% at all fuel stations in India
Apply Link Apply Here

 

Fees & Charges

What is the joining fee of SpiceJet Axis Bank Voyage Credit Card?

Rs. 750

What are the Welcome Benefits for SpiceJet Axis Bank Voyage Credit Card?

SpiceJet flight voucher of Rs. 1,500 on completion of 2 transactions with 30 days of the card issuance.

Earn up to 18 Spice Club Points for every Rs. 200 spent on SpiceJet app and website

SpiceJet Axis Bank Voyage Credit Card Benefits & Rewards

Movie / Dining 

Up to 20% on your dining bills under the Dining Delights Program

Rewards Rate 

Earn up to 18 Spice Club Points for every Rs. 200 spent on SpiceJet app and website

Reward Redemption

The Spiceclub points can be redeemed against booking flight tickets, meal vouchers, etc that are available on the SpiceJet Website or Mobile App

Travel Benefits for SpiceJet Axis Bank Voyage Credit Card

Complimentary access to lounges at airports in India

 

Airport Lounge Access

Domestic Lounge Access : 4 complimentary domestic airport lounge visits every year

International Lounge Access : NA

Insurance Cover

NA

How to Increase Credit Limit on SpiceJet Axis Bank Voyage Credit Card

1. Create a budget plan

Before you decide what to purchase with your credit card, you should first create a budget plan. Spend some time doing research on how much money you have to spend each month. Do not forget about other expenses like insurance, utilities, food, and gas. By taking these factors into consideration, you will be able to determine what kind of purchases you want to make with your card. If you do not have enough money left over at the end of the month, you may need to cut down on certain spending categories.

2. Decide which product you want

After you have determined your monthly income, you can then choose what type of products you want to buy using your card. Take note of your personal preferences by looking at reviews online and reading customer opinions. You could even consider buying various samples in order to learn more about them before making a final decision.

3. Make sure you’re not paying interest

If you pay off your balance in full each month, you will avoid paying interest charges. However, if you carry a balance, you will incur additional fees. Always check the terms and conditions of your credit cards to find out what they offer.

4. Keep track of your spending

You should keep track of your spending and use the information to help you stay on top of your finances. Write down everything that you spend money on, including any receipts and items purchased online. Once you have done this, try to reduce unnecessary spending. As soon as you notice yourself starting to overspend, write down the amount you spent and add the item to a list of things you wish to get rid of.

5. Avoid impulse buys

Impulse buys are purchases without prior planning. These are purchases that you cannot wait to make, even if it means having to sacrifice something else. When you are tempted to make an impulsive purchase, take a moment to ask yourself whether this really is necessary. If you still feel compelled to go ahead with your purchase, try delaying the transaction until later.

6. Manage your credit score

If you want to increase your limit on your credit card, you will need to maintain a good credit score. To improve your credit score, start by monitoring your payments. Try to repay all of your bills on time and do not exceed your limits. In addition, look for ways to lower your debt-to-income ratio. Your ratio is calculated by dividing the total amount of debt you owe by your gross annual income. A higher ratio indicates less financial responsibility. Paying down your debts can greatly improve your credit score.

 

Our thoughts

Increasing Card Limit on SpiceJet Axis Bank Voyage Credit Card totally depends on your previous relationship with your bank, credit history, and payment time.  If we missed anything please let us know in the comment section

Leave a Reply

Your email address will not be published.

You May Also Like
Read More

SBI SimplyCLICK Credit Card Detailed Review – Apply Online, Benefits Rewards, Apply Online, & Documentation

Welcome to coinobear Card Review, In this post, we are going to show SBI SimplyCLICK Credit Card Detailed Review, Benefits and Rewards, and How to apply online. SBI SimplyCLICK Credit Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. SBI SimplyCLICK Credit Card is best fit for Shopping | enthusiast. 1 Reward Point per Rs. 100 spent with the card on offline spends (reward rate of 0.25%)..
Read More

Airtel Axis Bank Credit Card Detailed Review – Apply Online, Benefits Rewards, Apply Online, & Documentation

Welcome to coinobear Card Review, In this post, we are going to show Airtel Axis Bank Credit Card Detailed Review, Benefits and Rewards, and How to apply online. Airtel Axis Bank Credit Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. Airtel Axis Bank Credit Card is best fit for Shopping | enthusiast. You get a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 4,000..