How to Increase Credit Limit on ICICI Bank Sapphiro Forex Prepaid Card

Are you using ICICI Bank Sapphiro Forex Prepaid Card? Want to Increase the credit limit? Then this is the right place. In this post we are going to show you How to Increase Credit Limit on ICICI Bank Sapphiro Forex Prepaid Card.

Welcome to coinobear, In this post, we are going to show you How to Increase your Credit Limit on ICICI Bank Sapphiro Forex Prepaid Card . ICICI Bank Sapphiro Forex Prepaid Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. ICICI Bank Sapphiro Forex Prepaid Card is best fit for Travel | enthusiast. A free replacement card is provided in the welcome kit..

 

ICICI Bank Sapphiro Forex Prepaid Card Details

Card Name ICICI Bank Sapphiro Forex Prepaid Card
Joining Fee Rs. 2,999 (plus applicable taxes)
Reward Type
Fuel Surcharge N/A
Apply Link Apply Here

 

Fees & Charges

What is the joining fee of ICICI Bank Sapphiro Forex Prepaid Card?

Rs. 2,999 (plus applicable taxes)

What are the Welcome Benefits for ICICI Bank Sapphiro Forex Prepaid Card?

Central shopping voucher worth Rs. 500 and Uber vouchers worth Rs. 1,000

Comprehensive travel insurance including a personal air accident cover worth Rs. 10 lakh and many other travel-related insurance covers.

ICICI Bank Sapphiro Forex Prepaid Card Benefits & Rewards

Movie / Dining 

N/A

Rewards Rate 

Comprehensive travel insurance including a personal air accident cover worth Rs. 10 lakh and many other travel-related insurance covers.

Reward Redemption

N/A

Travel Benefits for ICICI Bank Sapphiro Forex Prepaid Card

2 complimentary airport lounge access per annum with Dragon Pass, no cross-currency usage fee, comprehensive travel insurance policy, 5% cashback on hotel and flight bookings

 

Airport Lounge Access

Domestic Lounge Access : N/A

International Lounge Access : 2 complimentary access every year

Insurance Cover

Comprehensive insurance policy including an air accident cover worth Rs. 10 lakh and a lost card liability cover worth Rs. 5 lakh

How to Increase Credit Limit on ICICI Bank Sapphiro Forex Prepaid Card

1. Create a budget plan

Before you decide what to purchase with your credit card, you should first create a budget plan. Spend some time doing research on how much money you have to spend each month. Do not forget about other expenses like insurance, utilities, food, and gas. By taking these factors into consideration, you will be able to determine what kind of purchases you want to make with your card. If you do not have enough money left over at the end of the month, you may need to cut down on certain spending categories.

2. Decide which product you want

After you have determined your monthly income, you can then choose what type of products you want to buy using your card. Take note of your personal preferences by looking at reviews online and reading customer opinions. You could even consider buying various samples in order to learn more about them before making a final decision.

3. Make sure you’re not paying interest

If you pay off your balance in full each month, you will avoid paying interest charges. However, if you carry a balance, you will incur additional fees. Always check the terms and conditions of your credit cards to find out what they offer.

4. Keep track of your spending

You should keep track of your spending and use the information to help you stay on top of your finances. Write down everything that you spend money on, including any receipts and items purchased online. Once you have done this, try to reduce unnecessary spending. As soon as you notice yourself starting to overspend, write down the amount you spent and add the item to a list of things you wish to get rid of.

5. Avoid impulse buys

Impulse buys are purchases without prior planning. These are purchases that you cannot wait to make, even if it means having to sacrifice something else. When you are tempted to make an impulsive purchase, take a moment to ask yourself whether this really is necessary. If you still feel compelled to go ahead with your purchase, try delaying the transaction until later.

6. Manage your credit score

If you want to increase your limit on your credit card, you will need to maintain a good credit score. To improve your credit score, start by monitoring your payments. Try to repay all of your bills on time and do not exceed your limits. In addition, look for ways to lower your debt-to-income ratio. Your ratio is calculated by dividing the total amount of debt you owe by your gross annual income. A higher ratio indicates less financial responsibility. Paying down your debts can greatly improve your credit score.

 

Our thoughts

Increasing Card Limit on ICICI Bank Sapphiro Forex Prepaid Card totally depends on your previous relationship with your bank, credit history, and payment time.  If we missed anything please let us know in the comment section

Leave a Reply

Your email address will not be published.

You May Also Like
Read More

HDFC Business Regalia Credit Card Detailed Review – Apply Online, Benefits Rewards, Apply Online, & Documentation

Welcome to coinobear Card Review, In this post, we are going to show HDFC Business Regalia Credit Card Detailed Review, Benefits and Rewards, and How to apply online. HDFC Business Regalia Credit Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. HDFC Business Regalia Credit Card is best fit for Travel | Dining | Shopping | enthusiast. Joining Fee: HDFC Bank charges Rs. 2,500 (plus applicable taxes) as the joining fees for the HDFC Bank Business Regalia Credit Card..
Read More

ICICI Bank Carbon Credit Card Detailed Review – Apply Online, Benefits Rewards, Apply Online, & Documentation

Welcome to coinobear Card Review, In this post, we are going to show ICICI Bank Carbon Credit Card Detailed Review, Benefits and Rewards, and How to apply online. ICICI Bank Carbon Credit Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. ICICI Bank Carbon Credit Card is best fit for Movies | Dining | enthusiast. You get 1 free ticket on buying 1 movie ticket at BookMyShow..