How to Increase Credit Limit on ICICI Bank Mine Credit Card

Are you using ICICI Bank Mine Credit Card? Want to Increase the credit limit? Then this is the right place. In this post we are going to show you How to Increase Credit Limit on ICICI Bank Mine Credit Card.

Welcome to coinobear, In this post, we are going to show you How to Increase your Credit Limit on ICICI Bank Mine Credit Card . ICICI Bank Mine Credit Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. ICICI Bank Mine Credit Card is best fit for Dining | enthusiast. You get 1% cashback on all spends and 5% cashback on partner brands as mentioned above..

 

ICICI Bank Mine Credit Card Details

Card Name ICICI Bank Mine Credit Card
Joining Fee Nil (Starter plan)
Rs. 99 per month (Pro plan)
Rs. 149 per month (Premium plan)
Reward Type Reward Points |
Fuel Surcharge 1% waiver on all fuel transactions at all HPCL petrol pumps
Apply Link Apply Here

 

Fees & Charges

What is the joining fee of ICICI Bank Mine Credit Card?

Nil (Starter plan)
Rs. 99 per month (Pro plan)
Rs. 149 per month (Premium plan)

What are the Welcome Benefits for ICICI Bank Mine Credit Card?

NA

Complimentary domestic airport and railway lounge access.

ICICI Bank Mine Credit Card Benefits & Rewards

Movie / Dining 

2-month complimentary subscription to EazyDiner prime membership (with Premium Plan) of  ICICI Bank Mine credit card.

Rewards Rate 

Complimentary domestic airport and railway lounge access.

Reward Redemption

1 Mine cash is equivalent to Rs 0.5 on redemption against the ICICI Bank Reward catalog and 1 Mine cash is equivalent to Rs 1 on redemption against statement balance

Travel Benefits for ICICI Bank Mine Credit Card

Complimentary domestic airport and railway lounge access every month. 7% off on hotel bookings subject to a maximum discount of Rs 5,000 and 4% off up to Rs 600 flight bookings under the Pro and Premium plan of ICICI Mine credit card.

 

Airport Lounge Access

Domestic Lounge Access : With Premium Plan, get 1 complimentary visit to the domestic lounge per month.

International Lounge Access : NA

Insurance Cover

NA

How to Increase Credit Limit on ICICI Bank Mine Credit Card

1. Create a budget plan

Before you decide what to purchase with your credit card, you should first create a budget plan. Spend some time doing research on how much money you have to spend each month. Do not forget about other expenses like insurance, utilities, food, and gas. By taking these factors into consideration, you will be able to determine what kind of purchases you want to make with your card. If you do not have enough money left over at the end of the month, you may need to cut down on certain spending categories.

2. Decide which product you want

After you have determined your monthly income, you can then choose what type of products you want to buy using your card. Take note of your personal preferences by looking at reviews online and reading customer opinions. You could even consider buying various samples in order to learn more about them before making a final decision.

3. Make sure you’re not paying interest

If you pay off your balance in full each month, you will avoid paying interest charges. However, if you carry a balance, you will incur additional fees. Always check the terms and conditions of your credit cards to find out what they offer.

4. Keep track of your spending

You should keep track of your spending and use the information to help you stay on top of your finances. Write down everything that you spend money on, including any receipts and items purchased online. Once you have done this, try to reduce unnecessary spending. As soon as you notice yourself starting to overspend, write down the amount you spent and add the item to a list of things you wish to get rid of.

5. Avoid impulse buys

Impulse buys are purchases without prior planning. These are purchases that you cannot wait to make, even if it means having to sacrifice something else. When you are tempted to make an impulsive purchase, take a moment to ask yourself whether this really is necessary. If you still feel compelled to go ahead with your purchase, try delaying the transaction until later.

6. Manage your credit score

If you want to increase your limit on your credit card, you will need to maintain a good credit score. To improve your credit score, start by monitoring your payments. Try to repay all of your bills on time and do not exceed your limits. In addition, look for ways to lower your debt-to-income ratio. Your ratio is calculated by dividing the total amount of debt you owe by your gross annual income. A higher ratio indicates less financial responsibility. Paying down your debts can greatly improve your credit score.

 

Our thoughts

Increasing Card Limit on ICICI Bank Mine Credit Card totally depends on your previous relationship with your bank, credit history, and payment time.  If we missed anything please let us know in the comment section

Leave a Reply

Your email address will not be published.

You May Also Like
Read More

6E Rewards XL – IndiGo HDFC Bank Credit Card Detailed Review – Apply Online, Benefits Rewards, Apply Online, & Documentation

Welcome to coinobear Card Review, In this post, we are going to show 6E Rewards XL – IndiGo HDFC Bank Credit Card Detailed Review, Benefits and Rewards, and How to apply online. 6E Rewards XL – IndiGo HDFC Bank Credit Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. 6E Rewards XL – IndiGo HDFC Bank Credit Card is best fit for Travel | enthusiast. 6E Rewards XL HDFC Credit Card earns you 3% 6E Rewards on Dining spends with the card..
Read More

FABINDIA SBI Card Detailed Review – Apply Online, Benefits Rewards, Apply Online, & Documentation

Welcome to coinobear Card Review, In this post, we are going to show FABINDIA SBI Card Detailed Review, Benefits and Rewards, and How to apply online. FABINDIA SBI Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. FABINDIA SBI Card is best fit for Shopping | enthusiast. The Reward Points you earn can be converted into Fabfamily Rewards through the SBI website/mobile app..
Read More

HDFC Bank Superia Credit Card Detailed Review – Apply Online, Benefits Rewards, Apply Online, & Documentation

Welcome to coinobear Card Review, In this post, we are going to show HDFC Bank Superia Credit Card Detailed Review, Benefits and Rewards, and How to apply online. HDFC Bank Superia Credit Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. HDFC Bank Superia Credit Card is best fit for Shopping | enthusiast. You get complimentary Priority Pass membership with access to over 1000 airport lounges globally..