How to Increase Credit Limit on Etihad Guest SBI Premier Card

Are you using Etihad Guest SBI Premier Card? Want to Increase the credit limit? Then this is the right place. In this post we are going to show you How to Increase Credit Limit on Etihad Guest SBI Premier Card.

Welcome to coinobear, In this post, we are going to show you How to Increase your Credit Limit on Etihad Guest SBI Premier Card . Etihad Guest SBI Premier Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. Etihad Guest SBI Premier Card is best fit for Travel | enthusiast. Complimentary Etihad Guest Gold tier status and 5,000 Etihad Miles as a welcome gift..

 

Etihad Guest SBI Premier Card Details

Card Name Etihad Guest SBI Premier Card
Joining Fee Rs. 4,999 (plus applicable taxes)
Reward Type AirMiles |
Fuel Surcharge The 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 500 and Rs. 4,000 (capped at Rs. 250 per statement cycle)
Apply Link Apply Here

 

Fees & Charges

What is the joining fee of Etihad Guest SBI Premier Card?

Rs. 4,999 (plus applicable taxes)

What are the Welcome Benefits for Etihad Guest SBI Premier Card?

5,000 Etihad Guest Miles, 2 Free Wifi vouchers on first Etihad Airways booking, complimentary Etihad Guest Gold tier status post first card transaction,

Up to 10% discount on direct Etihad Airways bookings.

Etihad Guest SBI Premier Card Benefits & Rewards

Movie / Dining 

N/A

Rewards Rate 

Up to 10% discount on direct Etihad Airways bookings.

Reward Redemption

The Etihad Guest Miles earned are redeemable for booking hotels, flights, and renting cars from participating travel partners, and for purchasing products on etihadguest.com or its travel partner services. Etihad Miles can also be used to pay for purchases made using the credit card.

Travel Benefits for Etihad Guest SBI Premier Card

Complimentary Etihad Gold Tier status and 5,000 Etihad Guest Miles as a Welcome Benefit, complimentary domestic and international lounge access, up to 10% discount on direct Etihad Airways bookings, up to 10% discount on travel rewards and miles redemption, 1,500 Etihad Guest Miles on spends of Rs. 1,50,000 in a calendar quarter, 1 Etihad Companion Voucher on the annual expenditure of Rs. 8,00,000.

 

Airport Lounge Access

Domestic Lounge Access : 8 domestic lounge access each year with a quarterly cap of 2 visits.

International Lounge Access : Complimentary Priority Pass membership worth USD 99 with 4 complimentary lounge access outside India (max 2 per quarter). Visits chargeable at USD 27/visit/guest post this complimentary quota.

Insurance Cover

Overseas air accident cover worth Rs. 50 lakh, fraud liability cover worth Rs. 1 lakh, and an allowance of USD 1,000 in case of loss of baggage.

How to Increase Credit Limit on Etihad Guest SBI Premier Card

1. Create a budget plan

Before you decide what to purchase with your credit card, you should first create a budget plan. Spend some time doing research on how much money you have to spend each month. Do not forget about other expenses like insurance, utilities, food, and gas. By taking these factors into consideration, you will be able to determine what kind of purchases you want to make with your card. If you do not have enough money left over at the end of the month, you may need to cut down on certain spending categories.

2. Decide which product you want

After you have determined your monthly income, you can then choose what type of products you want to buy using your card. Take note of your personal preferences by looking at reviews online and reading customer opinions. You could even consider buying various samples in order to learn more about them before making a final decision.

3. Make sure you’re not paying interest

If you pay off your balance in full each month, you will avoid paying interest charges. However, if you carry a balance, you will incur additional fees. Always check the terms and conditions of your credit cards to find out what they offer.

4. Keep track of your spending

You should keep track of your spending and use the information to help you stay on top of your finances. Write down everything that you spend money on, including any receipts and items purchased online. Once you have done this, try to reduce unnecessary spending. As soon as you notice yourself starting to overspend, write down the amount you spent and add the item to a list of things you wish to get rid of.

5. Avoid impulse buys

Impulse buys are purchases without prior planning. These are purchases that you cannot wait to make, even if it means having to sacrifice something else. When you are tempted to make an impulsive purchase, take a moment to ask yourself whether this really is necessary. If you still feel compelled to go ahead with your purchase, try delaying the transaction until later.

6. Manage your credit score

If you want to increase your limit on your credit card, you will need to maintain a good credit score. To improve your credit score, start by monitoring your payments. Try to repay all of your bills on time and do not exceed your limits. In addition, look for ways to lower your debt-to-income ratio. Your ratio is calculated by dividing the total amount of debt you owe by your gross annual income. A higher ratio indicates less financial responsibility. Paying down your debts can greatly improve your credit score.

 

Our thoughts

Increasing Card Limit on Etihad Guest SBI Premier Card totally depends on your previous relationship with your bank, credit history, and payment time.  If we missed anything please let us know in the comment section

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