How to Increase Credit Limit on Axis Bank Reserve Credit Card

Are you using Axis Bank Reserve Credit Card? Want to Increase the credit limit? Then this is the right place. In this post we are going to show you How to Increase Credit Limit on Axis Bank Reserve Credit Card.

Welcome to coinobear, In this post, we are going to show you How to Increase your Credit Limit on Axis Bank Reserve Credit Card . Axis Bank Reserve Credit Card Comes with a lot of exciting offers. Customers can make unlimited purchases at any merchant that accepts credit cards worldwide. Axis Bank Reserve Credit Card is best fit for Movies |
Travel |
Dining |
Shopping | enthusiast. BOGO Offer on BookMyShow: Buy One Get One offer on booking movie and non-movie tickets through BookMyShow (max benefit of Rs. 500 on movie ticket bookings and Rs. 1,000 on non-movie ticket bookings)..

 

Axis Bank Reserve Credit Card Details

Card Name Axis Bank Reserve Credit Card
Joining Fee Rs. 50,000 (plus applicable taxes)
Reward Type Reward Points |
Fuel Surcharge 1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)
Apply Link Apply Here

 

Fees & Charges

What is the joining fee of Axis Bank Reserve Credit Card?

Rs. 50,000 (plus applicable taxes)

What are the Welcome Benefits for Axis Bank Reserve Credit Card?

50,000 Edge Reward Points on card activation and every year the card membership is renewed

Unlimited domestic airport lounge access and international airport lounge access for both primary and add-on cardholders with complimentary Priority Pass membership, with 12 complimentary visits in a year for accompanying guests.

Axis Bank Reserve Credit Card Benefits & Rewards

Movie / Dining 

Complimentary Eazydiner Prime membership, 20% off at participating restaurants with the Dining Delights program, Buy One Get One offer on BookMyShow

Rewards Rate 

Unlimited domestic airport lounge access and international airport lounge access for both primary and add-on cardholders with complimentary Priority Pass membership, with 12 complimentary visits in a year for accompanying guests.

Reward Redemption

Axis Bank Edge Reward Points can be redeemed for instant vouchers and exclusive products on the bank’s Edge Rewards redemption portal

Travel Benefits for Axis Bank Reserve Credit Card

Global travel and medical assistance on international trips, complimentary domestic and international airport lounge access, complimentary Club ITC Culinaire membership, complimentary Accorplus membership, complimentary Club Marriott Asia Pacific membership.

 

Airport Lounge Access

Domestic Lounge Access : Unlimited domestic airport lounge access for both primary and add-on card holders

International Lounge Access : Unlimited international airport lounge access every year with Priority Pass membership.

Insurance Cover

Comprehensive insurance cover including an air accidental cover worth Rs. 4.5 crores and multiple other travel-related insurance benefits

How to Increase Credit Limit on Axis Bank Reserve Credit Card

1. Create a budget plan

Before you decide what to purchase with your credit card, you should first create a budget plan. Spend some time doing research on how much money you have to spend each month. Do not forget about other expenses like insurance, utilities, food, and gas. By taking these factors into consideration, you will be able to determine what kind of purchases you want to make with your card. If you do not have enough money left over at the end of the month, you may need to cut down on certain spending categories.

2. Decide which product you want

After you have determined your monthly income, you can then choose what type of products you want to buy using your card. Take note of your personal preferences by looking at reviews online and reading customer opinions. You could even consider buying various samples in order to learn more about them before making a final decision.

3. Make sure you’re not paying interest

If you pay off your balance in full each month, you will avoid paying interest charges. However, if you carry a balance, you will incur additional fees. Always check the terms and conditions of your credit cards to find out what they offer.

4. Keep track of your spending

You should keep track of your spending and use the information to help you stay on top of your finances. Write down everything that you spend money on, including any receipts and items purchased online. Once you have done this, try to reduce unnecessary spending. As soon as you notice yourself starting to overspend, write down the amount you spent and add the item to a list of things you wish to get rid of.

5. Avoid impulse buys

Impulse buys are purchases without prior planning. These are purchases that you cannot wait to make, even if it means having to sacrifice something else. When you are tempted to make an impulsive purchase, take a moment to ask yourself whether this really is necessary. If you still feel compelled to go ahead with your purchase, try delaying the transaction until later.

6. Manage your credit score

If you want to increase your limit on your credit card, you will need to maintain a good credit score. To improve your credit score, start by monitoring your payments. Try to repay all of your bills on time and do not exceed your limits. In addition, look for ways to lower your debt-to-income ratio. Your ratio is calculated by dividing the total amount of debt you owe by your gross annual income. A higher ratio indicates less financial responsibility. Paying down your debts can greatly improve your credit score.

 

Our thoughts

Increasing Card Limit on Axis Bank Reserve Credit Card totally depends on your previous relationship with your bank, credit history, and payment time.  If we missed anything please let us know in the comment section

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